Insurance requirements for foreign domestic worker

We need to buy medical and personal accident insurance for our helper. Find out the coverage required and how to submit the foreign maid insurance in Singapore. Before our helper arrives in Singapore, we must buy medical insurance and personal accident insurance as part of our medical obligations to her. We cannot pass on the cost of purchasing the insurance to our helper.

Medical insurance

We need to buy medical insurance with coverage of at least $15,000 per year for inpatient care and day surgery during our helper’s stay in Singapore.

We also want to submit the medical insurance details online when we are issuing or renewing our helper’s work permit. We can get our employment agency to submit the details to us.

Best outpatient cover for our maid

Our maid insurance protects us against unexpected expenses as we hire a new maid or renew our maid’s work permit. We will provide medical insurance and accident cover for our maid and issue a security bond to the Ministry of Manpower.

Insurance that protects us and our maid

Security bond plus

We know we want a peace of mind so we pay for the security bond without additional charges.

Cancellation refund

We understand that sometimes we may find our maid or helper unsuitable and require a replacement, so we are the first insurer to offer a full premium refund if we cancel our policy within the first 3 months.

Protection for our family

Our family matters the most to us. If our child, an elderly or handicapped family member is physically harmed by our maid or helper, we will pay for their medical expenses and the cost to hire a replacement or temporary maid service.

Make a great plan even better. Add on

Outpatient medical expenses

We are the first in the market to cover our maid or helper’s medical expenses, should she fall sick and need to see a doctor.

Top up hospitalization & surgical expenses

Secure ourselves against additional hospitalization operating cost for our maid or helper, worldwide.

Daily hospital allowance

We will pay a daily hospital allowance for up to 30 days in case our maid or helper gets hospitalized because of an injury or illness.

How to choose the best maid insurance policies?

It is not easy to decide which the best maid insurance policy in Singapore is. That is because the definition of what is “best” differs from individuals depending on what it is that we prioritize.

For some, the lower cost policies that fulfill MOM requirements would be the best policies to choose from. For others, it could whichever policies provide the highest coverage regardless of cost. At the same time, some policies with high medical coverage may also exclude other benefits. So which is best?

To help us verify which the best maid insurance policy in Singapore is, we are working with Insurance Market to provide Singaporeans with a comparison platform customized for maid insurance in Singapore.

For example, if what is important to us is price, then it will recommend to us affordable policies to consider. If what we want is coverage, it will recommend us policies with extensive coverage. If we want a mixture of both, it will recommend to us policies that provide the best value for money.

In addition, we can also personalize the type of benefits that are important to us. For example, if we think medical expenses is more important while third party liability is not critical, the platform will adjust its recommendations based on our preference.

The best part of the platform is that it allows us to compare and buy the insurance policies we want conveniently online. So we no longer need to buy whatever insurance policies the maid agencies recommend, or be forced to do our own comparison. For more details, you can visit our page at medical insurance for foreign workers in Singapore.

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How to Select a Recruitment Agency?

Regardless of whether you are an enterprise with ongoing hiring desires or have a coincidental element to fill, making use of a recruitment corporation is definitely an opportunity properly worth thinking about. There are numerous attributes and characteristics to don’t forget while you are assessing recruitment agencies in Singapore. In case you are uncertain a way to pick out a recruitment agency, right here are six guidelines surely worth assessing:

Social or transactional

Extensively, a transactional recruiter will approach your requirements as a change. A social selection representative will set aside a possibility to accumulate an in-depth comprehension of your business and culture and could need to cooperate with you in a key way for a long time. There is nothing incorrectly a transactional approach; for specific elements, it might even be preferred. What’s maximum essential is to reflect consideration on the way you want to characteristic. On the off hazard that you have a transactional attitude and the recruitment organization has a social technique, neither one of the sides might be going to be satisfied with the working sports plan. They are more feasible at coming across solid healthy hopefuls, and know-how your long time targets can help them work with you on constructing your organization intentionally.

Experience

To what extent has the organization been doing commercial enterprise? Shouldn’t something be said approximately the individual enrollment professionals? What became their pre-enrollment basis? Have they labored in your precise enterprise? It is additionally super to understand who you may be running within your enrollment project – a tenured scout, or someone who is taking the ropes. In a super world, you’re searching for a firm with a proven recognition of progress, and with the intention to undoubtedly originate from years of revel in.

Generalist

Recruitment firms are available every single various style. Some could be “generalist” companies in all instances. Others can be manufactured by man or woman masters. Others are probably small-scale authorities, serving an area of expertise inside a specialty. There isn’t always certainly a fixed in stone response to this scrutinize; a vast measure of it’s going to depend on upon the business you are in and the kind of enlisting you to ought to do. In case you are an assembling office and through and large want similar types of architects, operations specialists, plant supervisors, and so forth a regular and continuous premise, a generalist firm with assembling historical past may be perfect for your requirements.

Methodology

How does the recruitment enterprise function? What administrations might they be saying they’re giving? Make positive you spot precisely what you’re buying and the way the manner will function, such as a course of occasions for introducing applicants and acquiring input from you. A fruitful, proficient spotter should have the potential to report (or if nothing else altogether portrays) the way they’ll take to finish your inquiry from starting dialog the gap to the hopeful’s first day at work (and possibly more!).

Accreditation

It is dependably a smart thought to get some statistics about credentialing. Does the recruitment corporation have a place with any exchange affiliations or other overseeing our bodies? Have the man or woman choice representatives acquired talented affirmation?

Size

The volume of a recruitment agency is something to consider. There are contentions that “greater is better” – that bigger firms have more assets accessible and are better prepared to deal with your inquiry. Large companies can likewise come across noteworthy personnel turnover, and you can discover that your fire chief is both extraordinarily unpracticed or is habitually evolving. Then once more, little agencies can be restricted in how many components they could sensibly be dealing with at any one time. There is some other desire to bear in mind, and that could be a little firm that may be a piece of a larger system of recruitment agencies.

Enlisting top ability is a noteworthy need for a success, competitive corporations. Visit here to know more job opportunities in Singapore.

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What are the benefits of debt recovery?

Appointing a best debt collection agency in Singapore can be a helpful method of recovering payment from bad debtors. In some cases the only prompting a debtor needs to pay up is a letter advising them a debt recovery expert has been appointed.

Here are some of the advantages of using a debt collection agency to secure payment from bad debtors:

  • By appointing a third party to manage these debts we can save valuable time and resources allowing us to focus on what is important — growing our business.
  • Debt collection is not just a function of a debt recovery agents business — it is their business. Tried and tested methods of debt collection increase our chances of recovering our bad debts in full.
  • Appointing a debt collection specialist is sometimes all that is required to prompt our bad debtors to pay up!
  • Dramatically decrease the amount of bad debt we need to write off each year by partnering with a debt collection agency who can work with us in securing our debts much quicker!
  • Send out a clear message to other customers that late payment and bad debts will not be tolerated. Ultimately ensuring we are top of the list of people to pay a month in month out.

Signs of a bad debtor

There are some tell-tale signs of a bad debtor or a business which could quickly become a bad debtor unless they receive some urgent attention. Here are some of the signs to watch out for:

  • Payments are slow to be sent every month. This could indicate cash flow issues. Ensure that you keep an eye on these customers so we are quick to react should they get into financial difficulty.
  • Our invoices are returned as undelivered mail.
  • Customer suddenly becomes unavailable.
  • Excuses are continually made for late payment and potential rudeness.
  • Orders are dramatically increasing or decreasing.
  • Queries over invoices increase.
  • An increase in requests for trade references — letters to other organizations vouching for them being a good/prompt payer of invoices.
  • Change in ownership of the business.

In order to keep our business ventures afloat, we must collect payment for our products or services. Unfortunately, not all customers are reliable. We likely have more pressing demands on our time than making frequent telephone calls and writing letters in an effort to collect delinquent debts. Though, the older a debt grows, the harder it is to gather. If our demands for payment have been unsuccessful, or we simply do not have the time to devote to collecting overdue accounts, a third-party collection agency can help our business recover unpaid debts and increase its bottom line.

Successful debt recovery

Hiring a collection agency increases our odds of collecting delinquent debts. Our primary focus is running our business, but a collection agency’s primary focus is recovering the debt. Professional collectors are incessant, aggressive and often have the ability to report unpaid debts to the credit bureaus. A collection account unconstructively affects a debtor’s credit scores for up to seven years, and often debtors will make payment arrangements with collectors merely to avoid credit damage. To read more about Singapore debt collection click here.

 

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Need for the work permit:

Work permit device which may be very an awful lot beneficial and realistic to keep away from accidental situations due to the fact based on safety assessment and reason of some injuries that happened inside the latest or beyond in diverse industries emphasized the need for the evaluation of current protection practices of our unit. Provisions of this trendy, if implemented objectively, will assist in improving safety requirements at paintings locations and thereby lower the opportunity of undesired incidents in the organization. The implementation of this system will help in convey down the risks at work sites to appropriate stage, thereby lowering possibility of an accident, fire, explosion, assets harm and negative impact on surroundings. A Safe Work Permit ought to be issued best by means of a ready man or woman, who is absolutely acquainted with the paintings and the paintings region. The company needs to review the region in which the paintings could be performed previously to issuing the permit.

The objectives of the Work Permit System are to manipulate over the preservation, repair and construction activities by means of assigning duties. It guarantees that the paintings are nicely described, accepted, working employees are conscious what goes on, precautions to be taken are exact and the individuals executing the process understand the nature and extent of hazards concerned. Work Permit System is a crucial element of safety control machine and implementation of this in genuine spirit shall assist in making sure a secure operating environment, thereby reducing the opportunity for injury to personnel, defend belongings, avoid hearth, explosion & unfavorable effect on surroundings.

Foreign worker:

Economically stronger countries have comparatively greater task opportunities. These possibilities attract the workers as though plants trap the honeybees. Let me simplify via a simple example of the vegetation. Flowers want pollination manner via the bees to maintain on developing and blooming. At the identical time, the bees need the plants’ nectar for making honey. Similarly, the bees are the overseas labors which might be in want of task (earnings) aka honey. The flora is the industries that require skilled bees to maintain the marketplace going. Well, permit me to get to the point. No task possibilities and ones’ us of a drives her or him to the alternative. The urgent want for profits makes them start at any charge. Foreign workers are mostly trained within the country from where they migrated. In growing its production or enterprise in the worldwide marketplace. Baby boomer technology is gradually retiring. As an end result, the previously handled function of the toddler boomers remains vacant due to loss of enjoying inside the gift era. This intensifies the call for of professional labors in numerous fields. This demand has been getting higher with a massive charge in the decade.

As an end result, employers look forward to hiring professional labors from various international locations. People who are searching for jobs have an outstanding invitation of opportunity right here. On the other hand, they could know their talents nicely because of revel in additionally. Due to the big quantity of people attempting to find a process, the employers get the abundance of choices to pick out the high-quality from the lot. In addition, because the first factor highlights, this personnel are hired at an inexpensive charge, which earnings the organization in the common turnover of the organization. Thus, that is truly one brilliant profitable component for the company of foreign workers. There is a big requirement for the skillful labors. Cities or countries with the abundance of activity opportunities hardly ever have ‘unemployed professional labors’. As an end result, there are numerous opportunities for the activity seekers.

Moreover, they have got awesome alternatives laid in the front of them, from which they can pick the better alternative. Well, this choosing thing makes it not possible for peculiar process vacancies to fill. Jobs at extraordinary hours or the anti-social hours are amongst them too. Working in remote regions is any other thing from which the humans attempt to stay away. This is because of lack of modern generation and facilities inside the place. Thus, those companies choose overseas abilities to make their way in these jobs such as hotel workforce, construction, and many others. Let me sum up with one example.

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Benefits of hiring a trained maid

Today, most people are busy with their businesses, professional career or full-time employment which makes it difficult to get time to do house chores such as tidying, cleaning and organizing the house as well as their personal things. The busy schedules of most people cannot even allow them to even do their laundry leave alone the cleaning chores. Homeowners who are not able to keep up their homes due to their tight schedules or busy life lifestyles, they can consider hiring professional cleaning maids to do the household chores for them.

Professionally trained maids are skilled home cleaners who will help us tidy and clean up the house. Apart from cleaning and tidying the entire house, they will do the laundry, clean the dishes, bathroom, and make our bed among any other things that we would like them to help with. The thing is, trained maids provide invaluable cleaning services to home owners who are too busy with life to do the cleaning themselves. Hiring the services means that our home will be sparkling clean and tidied up by the time we get home from work; almost everything will be in order which will make life easy for us.

After getting the services of a trained maid, we will not want to go back to do the cleaning on our own or have a relative or friend to help us with the house chores. This is because they are thorough in their work and their type of cleaning is unmatched. After all, this is their profession and they are well trained so that they provide nothing but the best cleaning service.

The following are the benefits of hiring the services of a trained maid from maid agency in Singapore

– They offer professional services

Trained maids offer quality cleaning services, just what we deserve. They are well trained on how to properly clean homes in order to meet the standards of homeowners and work fast while ensuring they do everything just right. When we hire a trained maid to clean our home, we will receive top notch cleaning service and results which are beyond our expectations.

– They use their own cleaning supplies

If we have only a daily maid or one who comes on specific days to clean our home, we will not need to buy cleaning supplies as they arrive with their own. They carry high quality and certified green cleaning supplies to protect us and help maintain our home in good condition. These products do not contain any dangerous chemicals that can be dangerous to the kids, guests, and pets. Therefore, our home will be safe for kids to play around after the clean up without having to worry about developing health complications due to the chemicals used.

– They use of professional cleaning equipment

Also trained maids make use of the right equipment to clean up our home which enables them to clean the house effectively. Besides making the home look and feel nice, the use of the correct cleaning equipment ensures that the home remains well maintained for a long time. To read more about employment agency in Singapore click here.

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10 Things to do when we hire a maid

Supervising a maid may not be something we have done before, or we may have had some not-so-great experiences with our previous maids. We have a checklist before we hire a maid through an agency; similarly, we should have a checklist in place that tells us how to act when we have hired a new maid. Here are some pointers about maid agency in jurong east Singapore:

Be clear about the tasks we are expecting: Once the agency sends the maid over, outline the tasks that we expect her to do: vacuuming, mopping, cleaning bathrooms, etc. It is best to give as detailed a list as possible so that she recognizes the full scope of the job and does not start to feel that we are piling on work later.

Set expectations: Have a talk with her about expectations we have. For instance, if we are a neat freak and need everything to be replaced in their exact places, make it very clear. If we are a stickler for punctuality, mention it. If we dislike her engaging in long personal conversations on her phone while at work, we are perfectly well within our rights to tell her to save it for later. Be clear about the ground rules at the beginning and we would not have to keep finding fault as the days go by.

Have a list that is reasonable: Do recognize however that we are dealing with a human being and that our maid cannot be expected to do more than her fair share. Avoid giving her extremely menial tasks. For instance, if we have hired someone for cleaning, then we cannot expect that person to double as a nurse for an older person.

Fix the number of hours with the agency: Maid agencies usually charge by the hour. They also have stipulations as to the minimum number of hours that our new maid is expected to work. Be reasonable, but do not feel guilty about making her do her assigned tasks, as we are paying for it. At the same time, do not pile on too many extra tasks just to fill in the hours.

Rotate tasks: As our maid cannot be expected to do everything everyday designate days for different tasks. Mopping can be done on alternate days, bathrooms on every third day, and so on.

Identify periodic tasks: Some tasks do not have to be done as often, for instance, cleaning windows, wiping blinds, polishing silver, etc. Earmark a day and have her do it on that day. Lighten her load on that day – for instance, she can forgo the usual laundry run and you can perhaps order takeout that day.

Check to see if everything has been completed: Do a quick check of everything that should have been done. If we are working and won’t be around when she comes, then communicate our concerns over the phone or leave her a note.

Be firm, but polite: If we do not speak up when we observe something being done wrong, she won’t know that we are not satisfied. At the same time our resentment will build up and our attempt to be kind will only misfire later when our frustration peaks. Nobody is a mind reader, so tell her in polite, but non-accusing terms how we want things done. Do not be vague with our instructions either.

Be courteous: Always remember that our maid is a human being; do not lash out at her or scream when we are frustrated. Also ensure that others in our family treat her with courtesy, particularly little children, and older people if they are living with us. This is plain common sense as well; our agency will be much more inclined to help us hire maids later and our maid will be more cooperative as well.

Do not offer temptation: This is the most grandmotherly bit of advice we will get, but it holds good today as much as it ever did. Maid agencies vet their maids thoroughly but it is still advisable to keep our important things under lock and key. Do not leave money and cash lying around. If we are careless with our belongings, we will also be more inclined to blame the easiest target – the maid – when it goes missing. To read more about recommended maid agency Singapore click here.

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